BUSINESS INSURANCE COVER

BUSINESS INSURANCE COVER

What is business insurance cover?

Business insurance refers to various types of insurance policies that protect businesses against financial losses due to various risks. The specific needs for business insurance vary greatly depending on the size, nature, and location of the business. It's often recommended for business owners to consult with insurance professionals to determine the right type and amount of insurance for their particular business.

  • Public Liability insurance protects you and your business against the financial implications if you are found liable for loss or damage to other people's property, or cause illness or injury that is not covered by the Accident Compensation Commission.

  • This covers damage to business property and possessions due to events like fire, theft, or natural disasters.

  • Professional Indemnity insurance (also known as PI insurance) is designed for professionals who provide advice. It helps by covering your costs in the event a client or other third party alleges professional negligence and takes legal action against you.

  • This covers loss of income that a business suffers after a disaster while its facility is either closed because of the disaster or in the process of being rebuilt.

  • This covers the vehicle you use for business against theft and accidental damage, as well as damage caused when in use by an employee.

  • This is increasingly important and covers businesses against losses caused by cyber incidents such as data breaches or cyber-attacks.

Secure your world, your way.
Explore tailored business coverage that suits your life.

  • I have trusted my insurance needs to Craig Smith of Smiths Insurance & KiwiSaver for a number of years. They have served me and my family well, knowing that we are well covered with the best policy on the market if the unexpected was to happen.

    Steve Kennedy / Director, EQ Consultants

  • I have been working with Craig Smith as my insurance broker for the past 10 years and I have nothing but great things to say about him. He is knowledgeable, professional, and always available to answer any questions I have. He has helped me find the best insurance coverage for my needs at the best price. I highly recommend Craig Smith as an insurance broker.

    Quote Source

  • I have been working with Craig Smith as my insurance broker for several years now and I have always been impressed with his reliability and efficiency. He is always available to answer any questions I have and makes sure I get the best coverage for my needs. I highly recommend Craig Smith as an insurance broker.

    Quote Source

  • I have had the pleasure of working with Craig Smith as my insurance advisor. He was incredibly reliable and professional throughout the entire process. He was always available to answer any questions I had and made sure I was fully informed of all my options. I highly recommend Craig Smith.

    Quote Source

  • Craig Smith really adds value service and understands the industry well. Give him a try he won’t let you down.

    Description goes here