FSP 712931
Smiths Insurance & KiwiSaver

Smiths Insurance and KiwiSaver · Nationwide · Since 1984

NZ-wide advisers helping you with:

 

7,500 New Zealand families and business owners. trusted across four decades. Insurance and KiwiSaver advice. No in-house product. No upsell.

We work with New Zealand's leading providers

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What truly sets
us apart?

Since 1984, we've grown into one of New Zealand's most trusted insurance and KiwiSaver advisory firms. Across four decades, we've built relationships with multi-generational families nationwide — based on integrity, plain advice, and showing up when it matters.

We're family-run and serve Kiwis across the country. No in-house product. No upsell. Just advice built around your situation.

7,500+

Clients Protected

40+

Years Advising

$90M+

under advice

What we do

Two sides.
Done properly.

Risk and KiwiSaver advice for New Zealand families and business owners. Benchmarked against the full NZ fund directory; advice from our five-scheme panel. No in-house product, no upsell.

Risk

Insurance, structured around your real life.

Life, trauma, income protection, health, home & contents, and business cover. compared across every major NZ insurer. Broker-grade research. No in-house product.

  • Compared across Partners Life, AIA, Fidelity, Asteron, Chubb, nib, Southern Cross, and Cigna
  • Policy wordings analysed line by line by Quotemonster, independent research software
  • Claims advocacy when things actually happen

KiwiSaver

Your largest asset. Treated like one.

KiwiSaver advice across our panel of leading active managers. for first-home buyers, savers, and those approaching retirement. Plus the tools to see exactly where you stand right now.

  • Reviews across Booster, Milford, Generate, Simplicity, Fisher, Kernel, and more
  • Provider, fund, and contribution strategy aligned to your timeline
  • Free KiwiSaver Health Check. see if you're in the right fund in 5 minutes

The Process

How it works

  1. 01

    Book a review

    Schedule a free, no-obligation call at a time that suits you.

  2. 02

    We understand your situation

    We learn about your family, your goals, and what cover you already have.

  3. 03

    We compare and recommend

    We search across NZ's leading providers and present clear options. no jargon.

  4. 04

    We implement and manage

    We handle the paperwork, the providers, and the follow-up. You get on with life.

  5. 05

    Ongoing reviews and support

    Your circumstances change. We check in regularly and adjust your cover as needed.

What clients say

Trusted across Christchurch and Canterbury.

I have trusted my insurance needs to Craig Smith of Smiths Insurance and KiwiSaver for a number of years. They have served me and my family well, knowing that we are well covered with the best policy on the market if the unexpected was to happen.

Steve Kennedy

Director, EQ Consultants · Christchurch

He is knowledgeable, professional, and always available to answer any questions I have. He has helped me find the best insurance coverage for my needs at the best price.

Client

Christchurch

I have always been impressed with his reliability and efficiency. He makes sure I get the best coverage for my needs.

Client

Canterbury

Journal

Plain-English thinking on insurance, KiwiSaver, and money.

Notes from the Smiths advisers. the same ones we share with clients when something changes in the NZ market.

View all articles

Health · Article

The Importance of Medical Insurance.

Rising healthcare costs and longer public wait times have made medical insurance more essential than ever. Premiums are rising as treatments advance. but the value of fast, high-quality care remains critical.

Smiths AdvisersSmiths Insurance and KiwiSaver
05Begin

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Step one

I want advice

Book a free, no-obligation review with one of our advisers.

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I want to learn

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