Smiths Insurance and KiwiSaver
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Tax · 60 seconds

PIR Checker.

Three questions and we'll tell you the correct Prescribed Investor Rate for your KiwiSaver. Get this wrong and you could be giving IRD hundreds of extra dollars a year. or facing a surprise bill at end of year.

Your details

Three quick questions

Your correct PIR

28%

Your income falls above the lower thresholds, so the top PIR of 28% applies.

You're on the right rate. Nothing to do.

General guidance only. based on IRD's standard PIR rules for NZ residents. If you've had unusual income (one-off bonus, business sale, capital gain), or you're a non-resident, your situation may differ. Talk to your accountant or to Smiths if anything looks off.

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Calculators are estimates. We give you the personal take.

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