Tools · free
Free KiwiSaver calculators.
Quick, no-email-needed tools to answer the four KiwiSaver questions every Kiwi asks. Built and verified by Smiths Financial. Christchurch, est. 1984.
Tax
PIR Checker
Most Kiwis are on the wrong PIR. overpaying or underpaying tax on their KiwiSaver. Three quick questions and we'll tell you the correct rate.
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Fees
Fee Impact Visualiser
See what 0.5% extra fees actually costs you over 30 years. Spoiler: it's a holiday house.
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Retirement
Retirement Gap
What you actually need at 65 vs what your KiwiSaver is on track for. Pick your lifestyle target, see your gap.
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First home
First-Home Countdown
How much you'll have for a deposit, when you can withdraw, and what the average home price is where you're looking.
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