Retirement
Retirement Gap.
What you actually need at 65 vs what your KiwiSaver is projected to have. Choose your target lifestyle (basic, comfortable, or your own number) and we'll show the gap and the levers that close it.
Your situation
Where do you sit today?
On-track projection
$577,426
At age 65, on your current contribution rate and a 5.0%/yr net return.
Gap to target
−$142,574
You're short of the Single · metropolitan target by $142,574.
Lifting your contribution from 3% to 6% would close the gap (assuming the same return).
Lump-sum targets are illustrative defaults based on a 4% real drawdown over a 25-year retirement. Estimates only, assumes today's salary, no breaks in contributions, steady returns. Real life is bumpier. For a personal projection that takes your full situation into account, talk to Smiths.
Talk to a real adviser