Ethically screened · ranked on the data
Best ethical KiwiSaver funds in NZ (2026)
Funds that screen out fossil fuels, weapons, tobacco and gambling. without sacrificing performance. The best of the SRI-screened KiwiSaver options in NZ.
General information only · Past performance is not a reliable indicator of future performance · Returns shown are historical (Morningstar Morningstar KiwiSaver 360, Q1 2026), net of fund fees at 28% PIR. For personal advice on which fund fits you, run our free Health Check or get in touch.
Smiths' top 5
The 5we'd look at first.
- 1
Aggressive· default
Socially Responsible High Growth Fund
Booster Kiwisaver Scheme
8.43% 5y return · 1.35% fees · Aggressive
- 2
Balanced
Quaystreet Socially Responsible Investment Fund
Quaystreet Kiwisaver Scheme
8.10% 5y return · 1.12% fees · Balanced
- 3
Growth
Pathfinder Kiwisaver Growth Fund
Pathfinder Kiwisaver Plan
6.68% 5y return · 1.37% fees · Growth
- 4
Balanced
Pathfinder Kiwisaver Balanced Fund
Pathfinder Kiwisaver Plan
5.55% 5y return · 1.25% fees · Balanced
- 5
Balanced· default
Socially Responsible Balanced Fund
Booster Kiwisaver Scheme
4.93% 5y return · 1.33% fees · Balanced
How we ranked these
Our methodology
We include funds explicitly marketed as Socially Responsible Investment (SRI), ethical, or sustainable. Names commonly contain 'Ethical', 'Socially Responsible', 'SRI', 'Sustainable', or 'Pathfinder' (which screens its entire scheme).
Smiths is FAP-licensed (FSP712931) and gives advice on a defined panel of KiwiSaver schemes. We don't run our own scheme. We do receive an upfront fee plus a trail commission (0.25%–0.5%) from the scheme we move clients to, disclosed in full at smiths.net.nz/disclosure. The ranking on this page covers every scheme in NZ, regardless of whether it is on our panel. Past performance is not a reliable indicator of future performance. this is general information only.
The full ranking
All 7 funds we considered
- #6
Conservative
Pathfinder Kiwisaver Conservative Fund
Pathfinder Kiwisaver Plan
3.00% 5y return · 1.01% fees · Conservative
- #7
Balanced
Socially Responsible Moderate Fund
Booster Kiwisaver Scheme
2.72% 5y return · 1.21% fees · Balanced
Need a personal take?
We don't pick funds in the abstract.
Take the 90-second Health Check and we'll match you to the best fit for your timeframe, goals, and tax position from our advised panel, benchmarked against every fund in the directory.
Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →
More curated lists