Smiths Insurance and KiwiSaver
Smiths Insurance & KiwiSaver
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Best FISHER FUNDS KIWISAVER · ranked on the data

Best FISHER FUNDS KIWISAVER KiwiSaver funds in NZ (2026)

FISHER FUNDS KIWISAVER runs multiple KiwiSaver options across different risk bands. We rank every one of them on the same basis, 5-year returns and fees, regardless of whether FISHER FUNDS KIWISAVER is on Smiths' advised panel. Our scope of advice and remuneration is in our FAP disclosure.

General information only · Past performance is not a reliable indicator of future performance · Returns shown are historical (Morningstar Morningstar KiwiSaver 360, Q1 2026), net of fund fees at 28% PIR. For personal advice on which fund fits you, run our free Health Check or get in touch.

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Smiths' top 5

The 5we'd look at first.

  1. 1
    FISHER FUNDS TWO KIWISAVER SCHEME logo

    Growth

    Glidepath Age 25

    Fisher Funds Two Kiwisaver Scheme

    Growth · 6.68% 5y · 1.16% fees

    Full review →Compare
  2. 2
    FISHER FUNDS TWO KIWISAVER SCHEME logo

    Uncategorised

    Equity Fund

    Fisher Funds Two Kiwisaver Scheme

    Uncategorised · 6.68% 5y · 1.16% fees

    Full review →Compare
  3. 3
    FISHER FUNDS KIWISAVER PLAN logo

    Growth· default

    Growth Fund

    Fisher Funds Kiwisaver Plan

    Growth · 6.25% 5y · 1.13% fees

    Full review →Compare
  4. 4
    FISHER FUNDS TWO KIWISAVER SCHEME logo

    Growth

    Glidepath Age 40

    Fisher Funds Two Kiwisaver Scheme

    Growth · 6.19% 5y · 1.09% fees

    Full review →Compare
  5. 5
    FISHER FUNDS TWO KIWISAVER SCHEME logo

    Growth

    Growth Fund

    Fisher Funds Two Kiwisaver Scheme

    Growth · 5.93% 5y · 1.06% fees

    Full review →Compare

How we ranked these

Our methodology

We rank every FISHER FUNDS KIWISAVER KiwiSaver fund with a 5-year history by annualised return after fees and 28% PIR. Fees break ties.

Smiths is FAP-licensed (FSP712931) and gives advice on a defined panel of KiwiSaver schemes. We don't run our own scheme. We do receive an upfront fee plus a trail commission (0.25%–0.5%) from the scheme we move clients to, disclosed in full at smiths.net.nz/disclosure. The ranking on this page covers every scheme in NZ, regardless of whether it is on our panel. Past performance is not a reliable indicator of future performance. this is general information only.

The full ranking

All 24 funds we considered

Need a personal take?

We don't pick funds in the abstract.

Take the 90-second Health Check and we'll match you to the best fit for your timeframe, goals, and tax position from our advised panel, benchmarked against every fund in the directory.

Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →

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More curated lists

Other ways we slice the data