
Quaystreet Kiwisaver Scheme
Quaystreet Growth Fund
The Smiths take
Quaystreet Growth Fund Smiths Rating B+
Smiths' editorial rating, our internal opinion based on 10-year returns and risk band fit. Not a formal credit rating or regulated star rating.
The fund matches the group average on 5-year returns. Read the full breakdown below.
General information only · Past performance is not a reliable indicator of future performance · For personal advice please contact us.
At a glance
This fund is for investors seeking
Three quick reads for whether the Quaystreet Growth Fund fits your situation.
A 7+ years timeframe
This is a growth KiwiSaver fund. The provider's recommended minimum holding period sits in the 7+ years range.
A moderate-risk investment
Sorted's risk indicator places this at 4 on a 1–7 scale. Moderate volatility. meaningful ups and downs but not extreme.
Growth-leaning mix
72% growth assets (shares, property) and 28% income assets (bonds, cash). Spread across multiple asset classes.
Snapshot
The headline numbers
Mix
71.86% / 28.14%
Growth / Income · avg 77.80% / 22.20%
5-yr return
10.21%
Annualised, after fees & 28% PIR · avg 10.21%
Past performance is not a reliable indicator of future performance. Data as at Q1 2026 (31 Mar 2026).
What the provider says
In their own words
“The QuayStreet Growth Fund invests in a diversified portfolio with an emphasis on growth assets. The investment objective is to provide a level of return above the fund's benchmark over the long term.”
- Fund start date
- 30 September 2007
- Withdrawal rules
- This is a KiwiSaver fund. generally you can withdraw only to purchase a first home, after the age of 65, or in cases of significant financial hardship.
Asset mix
What this fund actually holds
Growth assets are 71.86% of the fund, income assets the rest. The mix is the latest snapshot from Sorted, with the average for this risk band's KiwiSaver funds shown alongside.
- Sharesthis fundavg
71.26%
avg 71.16%
- Propertythis fundavg
0.60%
avg 4.53%
- Otherthis fundavg
0.00%
avg 2.11%
- Bondsthis fundavg
13.42%
avg 17.08%
- Cashthis fundavg
14.72%
avg 5.12%
What it owns
Top 10 holdings. 31.01% of the fund
The rest is spread across hundreds of other positions. Full holdings live in the provider's portfolio file.
Cash Anznz (Nzd)
Cash
Cash and Cash EquivalentsNZ12.17%Alphabet
Shares
International EquitiesUS4.55%Microsoft
Shares
International EquitiesUS2.79%Nvidia
Shares
International EquitiesUS2.79%Apple
Shares
International EquitiesUS2.35%Amazon.Com
Shares
International EquitiesUS1.35%Broadcom
Shares
International EquitiesUS1.34%Meta Platforms
Shares
International EquitiesUS1.29%Cash Citibank (Eur)
Cash
Cash and Cash EquivalentsNZ1.26%Fisher & Paykel Healthcare
Shares
Australasian EquitiesNZ1.12%
Yearly returns
10.21% per year over 5 years
Each bar is the 12-month return ending in March, after fees and 28% PIR. Past performance is not a reliable indicator of future performance.
Returns: living in the past
Seeking returns is the point of investing, but the ones shown above are already gone. they won't continue. Pick a fund based on the right mix for your situation, not on past returns.
Risk indicator
Sorted risk rating: 4 of 7
The Sorted risk indicator is calculated from the last 5 years of price volatility. Higher = more ups and downs but typically higher long-term returns.
Fund details
The unsexy stats that matter
- Total fund value
- $198,200,170
- Members
- 3,160
- Asset liquidity ratio
- 100.00%
- Debt ratio
- 0.11%
- Default KiwiSaver fund
- No
- Fund reference
- FND826
Manager
Quaystreet Kiwisaver Scheme
Licensed with the Financial Markets Authority.
- NZBN
- 9429038512483
Smiths Health Check
See whether the Quaystreet Growth Fund fits your situation.
Take the 90-second Health Check. We'll grade your current setup and give you a personalised recommendation from our advised panel, benchmarked against every fund in the directory, not just quaystreet.
Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →










