Provider · broker-grade review
FISHER FUNDS KiwiSaver
FISHER FUNDS KIWISAVER PLAN
- Funds in scheme
- 31
- Funds under management
- $20.27B
- Fee range
- 0.37–1.23%
- Best 5-yr return
- 6.68%
Returns are annualised, after fees and 28% PIR, sourced from Sorted Smart Investor (as at Q1 2026). Past performance is not a reliable indicator of future performance. General information only, not personalised advice.
The Smiths take
What we know about FISHER FUNDS KiwiSaver
- →FISHER FUNDS runs 31 KiwiSaver funds across 5 risk bands. covering Conservative, Balanced, Growth, Aggressive and Uncategorised.
- →Total annual fees range from 0.37% to 1.23% depending on the fund.
- →Best 5-yr annualised return in the scheme is 6.68% (after fees & 28% PIR).
- →Includes at least one government-designated default KiwiSaver fund.
- →Scheme manages $20.27B in total.
Smiths' top picks from FISHER FUNDS
The 3 FISHER FUNDSfunds we'd look at first
- #1
- #2
- #3
Every fund in the scheme
All 31 FISHER FUNDS KiwiSaver funds
Conservative · 13 funds
Core Conservative Fund
Default fund3.16% 5y0.51% feesReview →Conservative Fund
Default fund2.72% 5y0.87% feesReview →Glidepath Age 65
2.67% 5y0.89% feesReview →Cash Fund
Default fund2.62% 5y0.45% feesReview →Glidepath Age 75
2.61% 5y0.94% feesReview →Cash Enhanced Fund
2.60% 5y0.52% feesReview →Conservative Fund
2.35% 5y0.88% feesReview →Glidepath Age 75
2.34% 5y0.86% feesReview →Conservative Fund
2.33% 5y0.93% feesReview →Preservation Fund
2.21% 5y0.61% feesReview →Cashplus Fund
Default fund1.65% 5y0.68% feesReview →Glidepath Age 75
Default fund-0.84% feesReview →Glidepath Age 65
Default fund-0.91% feesReview →
Balanced · 7 funds
Balanced Fund
Default fund4.86% 5y1.04% feesReview →Glidepath Age 55
4.41% 5y0.96% feesReview →Balanced Fund
4.22% 5y0.95% feesReview →Balanced Strategy
4.09% 5y1.00% feesReview →Glidepath Age 60
3.65% 5y0.98% feesReview →Default Fund
Default fund-0.37% feesReview →Glidepath Age 55
Default fund-1.11% feesReview →
Growth · 8 funds
Glidepath Age 25
6.68% 5y1.16% feesReview →Growth Fund
Default fund6.25% 5y1.13% feesReview →Glidepath Age 40
6.19% 5y1.09% feesReview →Growth Fund
5.93% 5y1.06% feesReview →Glidepath Age 30
5.33% 5y1.05% feesReview →Growth Fund
5.33% 5y1.05% feesReview →Glidepath Age 50
4.93% 5y1.03% feesReview →Glidepath Age 40
Default fund-1.21% feesReview →
Aggressive · 2 funds
Glidepath Age 25
Default fund-1.23% feesReview →Aggressive Fund
Default fund-1.23% feesReview →
Uncategorised · 1 fund
Equity Fund
6.68% 5y1.16% feesReview →
Should you be in FISHER FUNDS?
We compare FISHER FUNDS against every other NZ provider.
Take the 90-second Health Check. We'll grade your current setup, tell you what it's costing you, and recommend the best fit from our advised panel, benchmarked against every fund in the directory, not just FISHER FUNDS's.
Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →