Provider · broker-grade review

MAS KiwiSaver

MAS KIWISAVER SCHEME

Funds in scheme: 7
Funds under management: $1.63B
Fee range: 0.25–0.99%
Best 5-yr return: 8.41%

Returns are annualised, after fees and 28% PIR, sourced from Sorted Smart Investor (as at Q1 2026). Past performance is not a reliable indicator of future performance. General information only, not personalised advice.

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The Smiths take

What we know about MAS KiwiSaver

→MAS runs 7 KiwiSaver funds across 5 risk bands. covering Conservative, Balanced, Growth, Aggressive and Uncategorised.
→Total annual fees range from 0.25% to 0.99% depending on the fund.
→Best 5-yr annualised return in the scheme is 8.41% (after fees & 28% PIR).
→Scheme manages $1.63B in total.

Smiths' top picks from MAS

The 3 MASfunds we'd look at first

#1
Uncategorised
Global Equities Fund
8.41% 5-yr return · 0.99% fees
#2
Aggressive
Aggressive Fund
7.67% 5-yr return · 0.98% fees
#3
Growth
Growth Fund
6.83% 5-yr return · 0.98% fees

Every fund in the scheme

All 7 MAS KiwiSaver funds

Should you be in MAS?

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Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →

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