Smiths Insurance and KiwiSaver
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Provider · broker-grade review

MILFORD KiwiSaver

MILFORD KIWISAVER PLAN

Funds in scheme
6
Funds under management
$14.63B
Best 5-yr return
8.87%

Returns are annualised, after fees and 28% PIR, sourced from Sorted Smart Investor (as at Q2 2026). Past performance is not a reliable indicator of future performance. General information only, not personalised advice.

The Smiths take

What we know about MILFORD KiwiSaver

  • MILFORD runs 6 KiwiSaver funds across 4 risk bands. covering Conservative, Balanced, Growth and Aggressive.
  • Best 5-yr annualised return in the scheme is 8.87% (after fees & 28% PIR).
  • Scheme manages $14.63B in total.

Smiths' top picks from MILFORD

The 3 MILFORDfunds we'd look at first

  1. #1
  2. #2

    Aggressive

    Milford Kiwisaver Aggressive Fund

    8.44% 5-yr return

  3. #3

    Balanced

    Milford Kiwisaver Balanced Fund

    6.03% 5-yr return

Every fund in the scheme

All 6 MILFORD KiwiSaver funds

Should you be in MILFORD?

We compare MILFORD against every other NZ provider.

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Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on three funds across Milford and Booster — how we're paid →

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