
Provider · broker-grade review
SIMPLICITY KiwiSaver
SIMPLICITY KIWISAVER SCHEME
- Funds in scheme
- 6
- Funds under management
- $6.11B
- Best 5-yr return
- 7.20%
Returns are annualised, after fees and 28% PIR, sourced from Sorted Smart Investor (as at Q2 2026). Past performance is not a reliable indicator of future performance. General information only, not personalised advice.
The Smiths take
What we know about SIMPLICITY KiwiSaver
- →SIMPLICITY runs 6 KiwiSaver funds across 4 risk bands. covering Conservative, Balanced, Growth and Aggressive.
- →Best 5-yr annualised return in the scheme is 7.20% (after fees & 28% PIR).
- →Includes at least one government-designated default KiwiSaver fund.
- →Scheme manages $6.11B in total.
Smiths' top picks from SIMPLICITY
The 3 SIMPLICITYfunds we'd look at first
- #1
- #2
- #3
Every fund in the scheme
All 6 SIMPLICITY KiwiSaver funds
Conservative · 2 funds
Balanced · 2 funds
Growth · 1 fund
Growth Fund
Default fund7.20% 5yReview →
Aggressive · 1 fund
Should you be in SIMPLICITY?
We compare SIMPLICITY against every other NZ provider.
Take the 90-second Health Check. We'll grade your current setup, tell you what it's costing you, and recommend the best fit from our advised panel, benchmarked against every fund in the directory, not just SIMPLICITY's.
Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on three funds across Milford and Booster — how we're paid →
