Use it yourself
Quick estimate, no email needed.
Run a rough projection and see the shape of the answer. Useful for orienting yourself before a real conversation.
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Tools
KiwiSaver Growth Calculator
Project your KiwiSaver balance through to 65 with real NZ rules. ESCT bands, government match cap, fund profiles, and inflation-adjusted returns.
Or talk it through
Walk through it with an adviser.
A 30-minute call is usually faster. and you'll get a real recommendation, not just a number.
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